- Bank account with a personalised ACHIEVATM Gold Card
- ACHIEVATM Gold Credit Card for R63 per month*
- Draft your free Will with the help of an estate planning expert
- Give your family peace of mind with free accidental death cover of R10 000
- Access to 24/7 Chat Banking
- Free 1GB data every month when you have a SB Connect SIM
- Access to private healthcare from the comfort of your home with the UNU Health app
- Free prepaid purchases, such as electricity or data, on all our channels
- Free electronic transactions
- Free in-app notifications on transactions
* You will still qualify for ACHIEVATM even if your Credit Card application gets declined.
Personal transaction accounts terms and conditions
General terms and conditions
Bank account
Credit card
- R63 monthly fee
- R180 initiation fee
See 2025 pricing guide
See 2025 PAYT pricing guide
To get ACHIEVATM, you need to:
- Be 18 years or older
- Have a South African ID*or a passport
- Be living in South Africa
- Earn a minimum gross income of R8 000 per month
Apply on our website:
- Click on the Call Me Back button
- Complete the form
- A consultant will call you back to assist