Professional Banking Account
Experience the private banking lifestyle as a young professional and get access to flight discounts and prime minus interest rates. You can also get personalised support from your banker and accredited financial advisors.
R280
Monthly Fee
* R 270 bundled fee for Evolve
No
Monthly Income Required
Degree
Qualifying Criteria
Bank easily
- Dedicated Private Banker with 24/7 access to the Private Banking team
- Bundled-in Platinum Credit Card with a guaranteed rate of prime minus 0.25%
- Vehicle finance of up to prime minus 1%
- Home loan of up to 108% of the purchase price on amounts of up to R2.2 million for first-time homebuyers
- Secondary bank account for your spouse/partner for R230 per month
- Secondary credit card for your spouse/partner for R33 per month
Live joyfully
- Complimentary** visits for you and one guest to the Standard Bank Library Lounge at OR Tambo International Airport & Fluent Lounge at Lanseria Airport
- Complimentary** visits for you at the domestic Bidvest Lounges
- Up to 10%* cash back when booking your hotel and accommodation through Booking.com
- Up to 10%* discount on any international roundtrip airfare through Travelstart
- Enjoy up to 20%* off your next international car rental with Avis
- 25%* Discount on your first Fiit subscription payment
- Up to 20%* back in Rewards Points on a category*** of your choice: Grocery Rewards, Lifestyle Rewards or Fashion Rewards
- Up to R10* back per litre of fuel and oil at participating Caltex and Astron Energy service stations
- Shop at Checkers and Shoprite and enjoy:
- up to 40%* back in UCount Rewards Points on all your Checkers Sixty60 and Shoprite Sixty60 purchases
- up to 30% back in UCount Rewards Points when you shop in-store at Checkers and Shoprite
- Plus, you can use your activated UCount Rewards Card to pay for all your purchases at Checkers, Checkers Sixty60, Shoprite and Shoprite Sixty60
- Sign up for any Standard Bank Connect plan starting from R129 per month and get:
- 2GB data + 3GB free
- 20 voice call minutes
- unlimited calls to 1 number, and
- 20% off tech accessories
- Get a power backup system through LookSee and get preferential interest rates
- Affordable digital healthcare and 10 free digital health checks with UNU Health
See how to redeem your credit card benefits
*T&Cs apply and qualifying criteria apply
** Capped at 12 per annum and minimum spend is R5 000 per month
***Visit the UCount Rewards website for the full list of Retailers in each category
Welcome to Professional Banking
Personal transaction accounts terms and conditions
General terms and conditions
Standard Bank Connect terms and conditions
Invest skilfully
- Flexible terms and competitive rates on local and global investment options
- Platinum Optimum Offshore bank account with a Visa debit card. Save £240 a year on monthly account fees. Minimum deposit required, zero minimum account balance
- Complimentary and unlimited access to a financial advisor
- Access to a team of dedicated offshore and onshore savings and investment experts
- Shyft: Buy, store and transact with foreign currencies; and invest in shares and ETFs in your favourite internationally listed companies in the United States, London and other European stock markets
- AutoShare Invest Account: Maximise your investment potential into the Johannesburg Stock Exchange and ETFs with our low-cost, easy-to-use platform
- Tax-free investment or savings: Optimise your tax-free allowance by investing ETFs on the JSE or investing into your savings account
Plan wisely
- Comprehensive insurance solutions that offer you essential protection and enable you to plan for your future:
- R40 000 personal accident cover
- Up to R500 000 in life cover with Flexible Life Plan + 10% cash back after 5 years of not claiming
- Up to R100 000 Flexible Funeral Plan from as little as R42* per month + 10% cash back after 5 years of not claiming
- Car and home insurance
- Complimentary ATM robbery insurance with medical cover if needed*
- Easy-claim e-commerce insurance so you can protect your online shopping*
- Complimentary travel insurance when you pay for flights with your Standard Bank Credit Card
- Free** Will drafting
*T&Cs apply.
** Safe custody fees apply
- R280 monthly fee
- Free cash withdrawals and deposits of up to R10 000 per month
- Pay as you transact only after using your bundled services for the month
As a professional, you’re already ahead of the curve. Now you can go even further with a Professional Evolve Account. Your Evolve Account gives you access to a linked credit facility and is the perfect partner to help you set and keep your financial goals.
Benefits
UCount Rewards
Use your Professional Evolve Account to earn from three* times more UCount Rewards Points than ever before. Save as you earn on your groceries, gym membership and restaurants – make your Rewards Points go the extra mile with our Rewards Retailers. .
Lifestyle
Glide past the airport chaos and lounge in luxury. Enjoy 12* complimentary lounge visits to Standard Bank’s Library Lounge (OR Tambo International), the Fluent Lounge (Lanseria Airport). Also enjoy 12* complimentary lounge visits to any Domestic Bidvest Premier Lounge.
What it costs
The Professional Evolve Account offers you a world of rewards without breaking the bank. You’ll pay a discounted monthly fee and the same fees as your existing transactional account.
*T&Cs apply
As a professional, you’re already ahead of the curve. Now you can go even further with a Professional Evolve Account. Your Evolve Account gives you access to a linked credit facility and is the perfect partner to help you set and keep your financial goals.
Benefits
UCount Rewards
Use your Professional Evolve Account to earn from three* times more UCount Rewards Points than ever before. Save as you earn on your groceries, gym membership and restaurants – make your Rewards Points go the extra mile with our Rewards Retailers. .
Lifestyle
Glide past the airport chaos and lounge in luxury. Enjoy 12* complimentary lounge visits to Standard Bank’s Library Lounge (OR Tambo International), the Fluent Lounge (Lanseria Airport). Also enjoy 12* complimentary lounge visits to any Domestic Bidvest Premier Lounge.
What it costs
The Professional Evolve Account offers you a world of rewards without breaking the bank. You’ll pay a discounted monthly fee and the same fees as your existing transactional account.
*T&Cs apply
- Attorney discounts with certain attorneys < R2mil – 35%, ≥ R2mil – 50%, Waiving of initiation fee R6032. additional rate benefit to apply approx. 35bps (better rate to apply) On NEW home loans
