Bank easily

• Bundled-in Titanium Credit Card
• Access to the 24/7 Private Client Centre for swift resolution on your day-to-day banking queries
• Access to debt consolidation, payment holidays and loan restructuring if you need it
• A 50% discount on a secondary account for your spouse/partner
• Secondary credit card for your spouse/partner at a reduced rate
• Open a (sum)1 Account for your kids under 16 and pay no monthly fees
• With a (sum)1 Account, your kids can enjoy Junior Perks benefits and get access to deals and discounts on food, fashion, entertainment, lifestyle, and education
• First-time homebuyers get access to a Home Loan of up to 108% of the purchase price on amounts of up to R2.2 million

Live joyfully 

• Up to 20%* back in Rewards Points on a category of your choice: Grocery Rewards, Lifestyle Rewards or Fashion Rewards
• Up to R10* back per litre of fuel and oil at participating Caltex and Astron Energy service stations
• Shop at Checkers and Shoprite and enjoy:  
  • up to 40%* back in UCount Rewards Points on all your Checkers Sixty60 and Shoprite Sixty60 purchases  
  • up to 30% back in UCount Rewards Points when you shop in-store at Checkers and Shoprite
• Plus, you can use your activated UCount Rewards Card to pay for all your purchases at Checkers, Checkers Sixty60, Shoprite and Shoprite Sixty60
• Complimentary** visits for you and a guest at the Standard Bank Fluent Lounge, located at Lanseria airport, with your Titanium Credit Card*, and complimentary* visits for you at the domestic Bidvest lounges
• Enjoy up to 20%* off your next car rental with Avis
• Up to 10%* cash back when you book and pay for your accommodation on Booking.com
• Affordable digital healthcare and 5 free digital health checks with UNU Health
• Sign up for any Standard Bank Connect plan starting from R129 per month and get:  
  • 2GB data + 2GB free  
  • 20 voice call minutes  
  • unlimited calls to 1 number, and  
  • 20% off tech accessories
• 25% Discount on your first Fiit subscription
• Get a power back-up system from LookSee and finance it through a home loan readvance, credit card or apply for a Term Loan

Learn how to redeem your credit card benefits
_{*T&Cs apply and qualifying criteria apply
** Capped at 6 per annum and minimum spend is R5 000 per month}

Welcome to Prestige Banking
Personal transaction accounts terms and conditions
General terms and conditions
Standard Bank Connect terms and conditions

Invest skilfully

• Optimum bank account with a Visa debit card. Save £240 a year on monthly account fees. Minimum deposit required, zero minimum account balance
• Access to a team of dedicated offshore and onshore savings and investment experts
• Shyft: Buy, store and transact with foreign currencies; and invest in shares and ETFs in your favourite internationally listed companies in the United States, London and other European stock markets
• AutoShare Invest Account: Maximise your investment potential into the Johannesburg Stock Exchange and ETFs with our low-cost, easy-to-use platform
• Tax-free investment or savings: Optimise your tax-free allowance by investing ETFs on the JSE or investing into your savings account
• Explore savings and investment options that empower you to grow your wealth and achieve your financial aspirations, with unlimited access to our financial advisors
• Free Stash account for you and your children so you can invest tax-free
• Redeem your UCount Reward Points into your PureSave Account, Notice Deposit, AutoShare Invest account, or Tax-free investment account

_{*T&Cs apply}
 

Plan wisely

• Flexible Funeral Plan from R42 a month with up to R100 000* cover
• Comprehensive insurance solutions that offer you essential protection and enable you to plan for your future:
• Free Personal Accidental Death Cover worth R20 000
• Free simple and complex Will drafting
• Up to 40%* of your premiums back every 5 years when you take out a Liberty Lifestyle Protector and a Liberty investment
• Complimentary travel insurance when you pay for flights with your Mastercard

_{*T&Cs apply}

What you need to qualify: 

• You must be 18 years or older
• Earn a minimum of R25 000 per month, or 
• Have an undergraduate 4-year degree and earn a

• minimum of R5 000 per month if you are 30 years or younger.

• What you need to submit:

  Your South African ID (or passport if not a South African citizen)
• Recent payslip or confirmed contract of employment
• Proof of residence not older than 3 months

How to apply:

On the app:

• Download the Banking App and tap on the ‘Open an Account’ button
• Tap on ‘Explore products’ and scroll down to ‘Bank with us’
• Select the ‘Call me back’ on the Prestige Banking Account
• Enter your details on the form and tap ‘Submit’
• One of our Private Bankers will be in touch with you to complete your application

On the website:
Complete the Call me back form 

At the branch:
Visit your nearest branch and bring along the relevant documents

See 2025 pricing guide

A Prestige Evolve Account gives you access to funds for those inconvenient and unexpected expenses, while also rewarding you with lifestyle benefits and even more UCount Rewards.

Benefits

UCount Rewards
Earn from three* times more Rewards Points and choose how you spend them; whether paying off your Term Loan, topping up your savings, or spoiling yourself at one of our Rewards Retailers.

Lifestyle
Your Prestige Evolve Account gives you, and a guest of your choice, 6 complimentary* lounge visits to Standard Bank’s Fluent Lounge at Lanseria Airport and any Domestic Bidvest Premier Lounge.

What it costs
A discounted monthly fee at R240 for having a Prestige Evolve Account and all transactional fees remain the same as the normal Prestige account.

_{*T&Cs apply}

• Attorney discounts with certain attorneys < R2mil – 35%, ≥ R2mil – 50%, Waiving of initiation fee R6032. additional rate benefit to apply approx. 35bps (better rate to apply) On NEW home loans