MyMo Plus Bank Account
Get a bundle of transactions and services at a fixed monthly fee with a MyMo Plus Account – giving you the most value as you hustle day-to-day.
R115
Monthly Fee
MyMo Plus
- Free ATM cash withdrawals of up to R3 000 and reduced rates thereafter
- Personalised Gold Card
- Shop online with a Virtual Card on our app, even before you fetch your cheque card
- Free prepaid purchases on all our channels
- Free electronic transactions
- Free in app notifications on transactions via MyUpdates
- Free proof of payment notifications sent by SMS or email
- Up to 3 MyMo accounts per customer
Insure & Invest
- R10 000 accidental death cover which will pay out to your family in the event of death
- Dedicated estate planning expert to advise on drafting of your Will to ensure that your legacy remains long after you are gone
- Stay on top of your financial wellbeing by tracking your money movements and your credit health with our money management tools
Rewards
- UCount Rewards membership at R25 per month.
Connect
- Get more for your money with a Standard Bank Connect SIM:
- Enjoy up to 5 unlimited calls* to any network,
- Non-expiring data, and
- Up to 50% off* tech accessories.
- Get up to 100* UCount tearing points monthly
*T&Cs apply
Personal transaction accounts terms and conditions
General terms and conditions
- A gold card with a secure chip and PIN
- Free unlimited swipes
- Your name and card number embossed on your card
- Activate or disable till point, ATM and online card functionality via our app
- Tap to Pay functionality for fast and efficient payments at participating retailers
- Bank on the app for free
- Transact and manage your bank account 24/7
- Get your statements via e-mail and view them online at anytime
- Buy airtime, data and electricity anytime using the app, online or at an ATM
- Send money to anyone with Instant Money using the app, online or at an ATM
- Link your MyMo Plus Account with SnapScan to make payments using your cellphone
MyMo Plus Cost
- A monthly fee of R115 for various free benefits
- Pay as you transact rates apply after using your free benefits for the month
Gold Credit Card Cost
- R63 monthly fee
- R180 initiation fee
To open a MyMo Account, you need to:
- Be 16 years or older
- Be a South African citizen
- Have a South African ID*
- Be living in South Africa
- Download the app or apply online**
*If you are under 18 years and don’t have an ID, you will need to apply in-branch with your original birth certificate and a certified copy of your parent’s/guardian’s ID.
**You need a South African ID to open the account online. If you are under 18 and have an ID, you can open the account on the Standard Bank App.
Order a Standard Bank Mobile SIM card to get free data and airtime:
- Open the email containing your MyMo account number
- Copy the web address in the section titled ‘Standard Bank Mobile SIM’ and paste it into your browser
- Provide the required details on the Standard Bank Mobile website
- The SIM card will be delivered to you within two days
- Remember to have your ID with you when the SIM card is delivered
Open the account on the Standard Bank App in a few easy steps:
- Download the app
- Provide the required details
- Scan your ID smartcard/book
- Take a selfie
- Create your password
- Now you can start banking
- You’ll receive an SMS when your gold card is ready for collection at your preferred branch
Open the account on the Standard Bank website in a few easy steps:
- Click on Get MyMo Plus
- Click on apply now
- Provide the required details
- Create your password
- Get your gold card from your preferred branch (you’ll receive an SMS when its ready for collection)
- Now you can start banking anywhere, anytime
- Attorney discounts with certain attorneys < R2mil – 35%, ≥ R2mil – 50%, Waiving of initiation fee R6032. additional rate benefit to apply approx. 35bps (better rate to apply) On NEW home loans